There are a lot of things to like about Altria ( MO 1.25% ) , particularly if you are a dividend investor. But there are also a few very important things to be worried about. No company is perfect, so you always have to take some bad with the good. But if you are hoping to retire a millionaire on Altria's dividend, you'll want to think extra hard about the bad here. Altria is an industry leader To give credit where credit is due, Altria owns the most important brand in its category in North America. And it isn't even close when you look at the market share numbers. Altria's market share in cigarettes was a huge 45.7% in the third quarter of 2024. The Marlboro brand alone accounted for 41.7 percentage points of that total. Put simply, Altria's Marlboro brand is a category dominator. The strength of the Marlboro brand has allowed Altria to increase its dividend annually for decades. And given the dividend yield of 7.3% today, it makes sense for income-focused investors to take a close look. Think about that yield for a second. All Altria needs to do is increase the dividend 2.7 percentage points and you would likely be getting the 10% total return investors generally expect from the broader market over time. For investors who are already retired, buying Altria certainly looks like a chance to set up a lifetime of lofty dividend payments. For those not ready to turn on that income stream, dividend reinvesting would allow the payout to compound over time. It isn't unreasonable to think that Altria could help you retire a millionaire. There's just one problem: the product. Altria is facing down a major headwind Cigarettes are increasingly falling out of favor in the North American market that Altria serves. Having the most important high-end cigarette brand in a cigarette market that is, effectively, drying up isn't necessarily a great long-term proposition for shareholders. The numbers are getting worse, too, not better. In 2022, Altria's cigarette volume fell 9.7%. In 2023, the decline was 9.9%. And through the first nine months of 2024, the drop was 10.6%. Sure, that trend could turn around, but are you willing to bet your retirement on it? So far, Altria has been able to offset those declines with price increases. That's great, for now. But at some point, price increases are likely to make the volume declines worse. At that point, the price increases may have to slow down or possibly even stop. Or the company may have to consider other options for conserving cash, such as cutting its dividend. The other big issue here is that Altria knows there's a problem and so far hasn't had much success doing anything about it. It has tried. For example, it bought a stake in vape maker Juul and a marijuana company , but neither worked out, and the company had to take massive write-offs. The recent acquisition of vape maker Njoy appears to be working out better, but the business is too small to have much impact on the company's results (it is still classified in an "other" catchall revenue category). Is it worth betting your retirement on the success of a tiny little business that isn't even big enough to break out on its own yet? Altria is a high-risk, high-yield stock Altria has a storied history, but the future is not going to look like the past given the changes taking shape in the cigarette market. The company is trying to adjust as best it can, but Wall Street is worried that it won't succeed, which is why the dividend yield is so high. Given the failures so far and the small size of the one successful new business that the company hopes will solve its cigarette problems, most dividend investors should tread with extreme caution here. Could Altria help you retire a millionaire? Sure, but it could also leave you broke. The risk/reward balance is probably tilted too far to the risk side right now for all but the most aggressive investors.
Title: Farewell to Serie A! 22-Year-Old Fiorentina Youngster Implants Defibrillator, Forced to Seek Football Opportunities in Other LeaguesThe team that President-elect Donald Trump has selected to lead federal health agencies in his second administration includes a retired congressman, a surgeon and a former talk-show host. All could play pivotal roles in fulfilling a political agenda that could change how the government goes about safeguarding Americans' health — from health care and medicines to food safety and science research. In line to lead the Department of Health and Human Services secretary is environmental lawyer and anti-vaccine organizer Robert F. Kennedy Jr. Trump's choices don't have experience running large bureaucratic agencies, but they know how to talk about health on TV . Centers for Medicare and Medicaid pick Dr. Mehmet Oz hosted a talk show for 13 years and is a well-known wellness and lifestyle influencer. The pick for the Food and Drug Administration, Dr. Marty Makary, and for surgeon general, Dr. Janette Nesheiwat, are frequent Fox News contributors. Many on the list were critical of COVID-19 measures like masking and booster vaccinations for young people. Some of them have ties to Florida like many of Trump's other Cabinet nominees: Dave Weldon , the pick for the Centers for Disease Control and Prevention, represented the state in Congress for 14 years and is affiliated with a medical group on the state's Atlantic coast. Nesheiwat's brother-in-law is Rep. Mike Waltz , R-Fla., tapped by Trump as national security adviser. Here's a look at the nominees' potential role in carrying out what Kennedy says is the task to “reorganize” agencies, which have an overall $1.7 billion budget, employ 80,000 scientists, researchers, doctors and other officials, and effect Americans' daily lives: The Atlanta-based CDC, with a $9.2 billion core budget, is charged with protecting Americans from disease outbreaks and other public health threats. Kennedy has long attacked vaccines and criticized the CDC, repeatedly alleging corruption at the agency. He said on a 2023 podcast that there is "no vaccine that is safe and effective,” and urged people to resist the CDC's guidelines on if and when kids should get vaccinated . Decades ago, Kennedy found common ground with Weldon , 71, who served in the Army and worked as an internal medicine doctor before he represented a central Florida congressional district from 1995 to 2009. Starting in the early 2000s, Weldon had a prominent part in a debate about whether there was a relationship between a vaccine preservative called thimerosal and autism. He was a founding member of the Congressional Autism Caucus and tried to ban thimerosal from all vaccines. Kennedy, then a senior attorney for the Natural Resources Defense Council, believed there was a tie between thimerosal and autism and also charged that the government hid documents showing the danger. Since 2001, all vaccines manufactured for the U.S. market and routinely recommended for children 6 years or younger have contained no thimerosal or only trace amounts, with the exception of inactivated influenza vaccine. Meanwhile, study after study after study found no evidence that thimerosal caused autism. Weldon's congressional voting record suggests he may go along with Republican efforts to downsize the CDC, including to eliminate the National Center for Injury Prevention and Control, which works on topics like drownings, drug overdoses and shooting deaths. Weldon also voted to ban federal funding for needle-exchange programs as an approach to reduce overdoses, and the National Rifle Association gave him an “A” rating for his pro-gun rights voting record. Kennedy is extremely critical of the FDA, which has 18,000 employees and is responsible for the safety and effectiveness of prescription drugs, vaccines and other medical products, as well as overseeing cosmetics, electronic cigarettes and most foods. Makary, Trump’s pick to run the FDA, is closely aligned with Kennedy on several topics . The professor at Johns Hopkins University who is a trained surgeon and cancer specialist has decried the overprescribing of drugs, the use of pesticides on foods and the undue influence of pharmaceutical and insurance companies over doctors and government regulators. Kennedy has suggested he'll clear our “entire” FDA departments and also recently threatened to fire FDA employees for “aggressive suppression” of a host of unsubstantiated products and therapies, including stem cells, raw milk , psychedelics and discredited COVID-era treatments like ivermectin and hydroxychloroquine. Makary's contrarian views during the COVID-19 pandemic included questioning the need for masking and giving young kids COVID-19 vaccine boosters. But anything Makary and Kennedy might want to do when it comes to unwinding FDA regulations or revoking long-standing vaccine and drug approvals would be challenging. The agency has lengthy requirements for removing medicines from the market, which are based on federal laws passed by Congress. The agency provides health care coverage for more than 160 million people through Medicaid, Medicare and the Affordable Care Act, and also sets Medicare payment rates for hospitals, doctors and other providers. With a $1.1 trillion budget and more than 6,000 employees, Oz has a massive agency to run if confirmed — and an agency that Kennedy hasn't talked about much when it comes to his plans. While Trump tried to scrap the Affordable Care Act in his first term, Kennedy has not taken aim at it yet. But he has been critical of Medicaid and Medicare for covering expensive weight-loss drugs — though they're not widely covered by either . Trump said during his campaign that he would protect Medicare, which provides insurance for older Americans. Oz has endorsed expanding Medicare Advantage — a privately run version of Medicare that is popular but also a source of widespread fraud — in an AARP questionnaire during his failed 2022 bid for a U.S. Senate seat in Pennsylvania and in a 2020 Forbes op-ed with a former Kaiser Permanente CEO. Oz also said in a Washington Examiner op-ed with three co-writers that aging healthier and living longer could help fix the U.S. budget deficit because people would work longer and add more to the gross domestic product. Neither Trump nor Kennedy have said much about Medicaid, the insurance program for low-income Americans. Trump's first administration reshaped the program by allowing states to introduce work requirements for recipients. Kennedy doesn't appear to have said much publicly about what he'd like to see from surgeon general position, which is the nation's top doctor and oversees 6,000 U.S. Public Health Service Corps members. The surgeon general has little administrative power, but can be an influential government spokesperson on what counts as a public health danger and what to do about it — suggesting things like warning labels for products and issuing advisories. The current surgeon general, Vivek Murthy, declared gun violence as a public health crisis in June. Trump's pick, Nesheiwat, is employed as a New York City medical director with CityMD, a group of urgent care facilities in the New York and New Jersey area, and has been at City MD for 12 years. She also has appeared on Fox News and other TV shows, authored a book on the “transformative power of prayer” in her medical career and endorses a brand of vitamin supplements. She encouraged COVID-19 vaccines during the pandemic, calling them “a gift from God” in a February 2021 Fox News op-ed, as well as anti-viral pills like Paxlovid. In a 2019 Q&A with the Women in Medicine Legacy Foundation , Nesheiwat said she is a “firm believer in preventive medicine” and “can give a dissertation on hand-washing alone.” As of Saturday, Trump had not yet named his choice to lead the National Institutes of Health, which funds medical research through grants to researchers across the nation and conducts its own research. It has a $48 billion budget. Kennedy has said he'd pause drug development and infectious disease research to shift the focus to chronic diseases. He'd like to keep NIH funding from researchers with conflicts of interest, and criticized the agency in 2017 for what he said was not doing enough research into the role of vaccines in autism — an idea that has long been debunked . Associated Press writers Amanda Seitz and Matt Perrone and AP editor Erica Hunzinger contributed to this report. The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group and the Robert Wood Johnson Foundation. The AP is solely responsible for all content.
If you own an Xbox and find yourself frustrated by limited storage space, the perfect solution has arrived just in time for Black Friday: the Seagate Storage Expansion Card 2TB Solid State Drive is now available at an incredible record-low price of $199, down from its original price of $359 (44% off). This best-selling expansion card is designed specifically for Xbox Series X and S consoles. See at Amazon Amazon’s Black Friday sale includes a best price guarantee which means that if the price drops further during the promotional period, they will refund you the difference. It also means that you’re getting the best possible deal. Moreover, Amazon has extended its return policy until January 31, 2025, which is great for holiday shopping: this extended timeframe allows gift recipients ample opportunity to test their new gear and return it if necessary. Plug And Play The Seagate Storage Expansion Card is engineered to seamlessly integrate with the Xbox Velocity Architecture so that you can play your favorite games directly from the card without sacrificing performance . With a generous 2TB of storage capacity, it allows you to store thousands of games across four generations of Xbox consoles and drops the pressure of managing your game library. What’s great with this Seagate Storage Expansion Card, is that it offers plug-and-play functionality: you just have to insert the card into the dedicated slot on the back of your Xbox console and you’re ready to go—no complicated setup required. This ease of use is cool for gamers who want to expand their storage quickly and efficiently. The card also supports Quick Resume functionality so that you can switch between multiple titles in seconds and pick up right where you left off. In terms of technical specifications, the Seagate Storage Expansion Card uses NVMe SSD technology which is significantly faster than traditional hard drives . It connects via PCIe Gen 4 x2 interface for optimal speed and performance for your gaming needs. This means that you can store games on the card but you can also play them directly from it. The Seagate Storage Expansion Card is a true game changer for anyone serious about gaming on their Xbox Series X or S (if you have an Xbox Series, you should definitely buy one). With its ability to replicate the performance of the internal SSD , this expansion card allows players to enjoy their games without worrying about storage limitations or slow load times. See at AmazonKyler Murray comes up short on panic pick-6 play against Seahawks | Sporting News
The passage of the resolution to arrest the president comes after weeks of heated debate and intense lobbying from both sides of the political spectrum. Members of the ruling party, emboldened by growing public support for decisive action, pushed for swift and decisive measures to hold the president accountable for his actions.When Donald Trump, House Speaker Mike Johnson, Elon Musk and Robert F. Kennedy Jr. circled up aboard the president-elect’s plane over some McDonalds burgers and fries recently, Donald Trump Jr. was seated in the center of that power foursome. The central spot occupied by Trump’s eldest son, as captured in a photo widely shared online, reflects how Trump Jr. has become a prominent player in his father’s political orbit and a potential heir to his Make America Great Again movement. For the son of a president-elect, Trump has already had an outsized impact on the next White House. He lobbied hard for the former president to choose his good friend, Ohio Sen. JD Vance, to be his running mate. “I exerted 10,000% of my political capital,” Trump Jr. said of his effort in an interview with Tucker Carlson on the night of the election. “I may get a favor from my father in like, 2076. I used it all.” As an honorary chair of the Republican president-elect’s transition team, Trump Jr. is part of a core group of people deciding who will fill top jobs in the next White House, and his imprint is clear. Trump Jr. pushed in particular for roles for former Democratic Rep. Tulsi Gabbard, whom the president-elect has chosen to be director of national intelligence, and Kennedy, who is in line to lead Health and Human Services. Another close ally, Sergio Gor, will be running the personnel office. He and Trump Jr. run a publishing company, Winning Team Publishing, which has published two of the former president’s books. The younger Trump has said he has no plans to join his father’s administration in the way his younger sister Ivanka Trump did during the first Trump term. His brother Eric is also an honorary chair of the transition but hasn’t been as much of a political player. Eric’s wife Lara has been more involved, serving as co-chair of the Republican National Committee. Trump Jr. is expected to continue to be a vocal supporter of his father and his agenda and has made it clear he wants to be an influential voice from the outside, according to a person familiar with his thinking who spoke on condition of anonymity to discuss internal planning. The president-elect’s style — brash, indelicate and pugilistic — is distilled in his son. Donald Trump Jr. often takes a more aggressive tack than his father, in his calls for disrupting government as usual, in the way he dives into the culture wars with gusto and in his enthusiasm for trolling. “He’s probably the best embodiment of the take-no-crap attitude of the Republican Party,” said Scott Jennings, a Republican political strategist. Trump Jr.’s attitude and the way he communicates don’t make him sound like a regular political figure, Jennings said, and that’s part of the appeal. “I think that’s one thing about the Trumps that is probably broadly true but certainly for him: They just don’t participate in the normal political pablum that sort of pre-Trump politicians were schooled in or trained to do.” The 46-year-old is fluent in the online world of conservative politics and attuned to cultural issues that catch on with the MAGA faithful. The posts on Trump’s X account, where he has more than 13 million followers, are often peppered with exclamation points and emojis. On Instagram, he is a prolific poster of conservative memes. He flexes between interviews on established media outlets like Fox News and an array of podcasts influential among young conservatives, and he hosts his own twice a week, “Triggered With Don Jr.” During the campaign, he pushed for the former president to make appearances on podcasts as part of an effort to reach young men, including the popular Joe Rogan podcast. Trump Jr.’s aggressive style has particular appeal with younger men. “I think that’s one of the reasons a lot of these young men like it because that’s how they talk,” Jennings said. Trump Jr. has said he has no plans to run for office himself, but he’s been working to cultivate the next generation of his father’s movement, boosting like-minded, communication-savvy Republicans. Beyond his political activity, the father of five also serves as executive vice president at the Trump organization’s main family business, has launched a new crypto platform and recently announced he’s joining a venture capital firm that invests in conservative-focused businesses. In an earlier time, Trump Jr. appeared with his father on “The Apprentice,” the reality show that helped propel the billionaire’s first presidential campaign. When Donald Trump launched his White House bid in 2015 and faced skepticism from swaths of the Republican Party, Trump Jr.’s outreach helped his father win more support, especially among conservatives who saw someone who espoused their views and as an avid hunter and fisherman who is a staunch supporter of the 2nd Amendment right to bear arms. He’s been increasingly visible in Republican politics since then, campaigning not just for his father but for like-minded candidates. He was a backer of Vance in his 2022 Ohio Senate race, nudging his father to do the same, and this year threw his support heavily behind successful Republican Senate candidates Jim Banks in Indiana, Bernie Moreno in Ohio and Tim Sheehy in Montana. Trump helped broker a relationship with Kennedy as the Democrat-turned-independent suspended his presidential campaign, working to bring him into the MAGA fold and endorse his father. He floated the idea of Kennedy joining the administration early, saying in an interview with conservative host Glenn Beck that “I loved the idea,” of Kennedy joining a Trump White House. “I love the idea of giving him some sort of role in some sort of major three-letter entity or whatever it may be and let him blow it up,” Trump Jr. said, a reference to the many initials for government agencies. The two hit it off, and Trump Jr., an avid outdoorsman, shared images on social media in October of a day he spent with Kennedy enjoying the latter’s favored hobby: falconry. The choice of anti-vaccine activist Kennedy to run the nation’s public health agencies is sure to draw tough scrutiny during confirmation proceedings in the Senate, even with a Republican majority, Trump Jr., in a recent interview on Fox News, acknowledged some of his father’s choices will face pushback. “They are going to be actual disrupters,” he said. “That’s what the American people want.” Our website is the place for the latest breaking news, exclusive scoops, longreads and provocative commentary. Please bookmark nationalpost.com and sign up for our daily newsletter, Posted, here .
It was at this critical juncture that fate intervened in the form of a guardian angel in uniform - a traffic policeman. With a kind and understanding gaze, he approached the distraught daughter and offered his assistance. In broken sobs and choked words, she narrated her harrowing ordeal, her voice cracking with emotion and exhaustion. The traffic policeman's heart swelled with empathy and compassion as he listened intently, his resolve unwavering in the face of adversity.Looking ahead, Alibaba pledged to conduct a thorough investigation into the cause of the fire and implement any necessary enhancements to prevent similar incidents in the future. The company also reiterated its commitment to continuously enhancing the resilience and reliability of its cloud computing infrastructure, to ensure uninterrupted service delivery for its customers.
In conclusion, the swift arrest of Yoon Seok-youl by the South Korean National Assembly has not only sent shock waves through the country but has also placed President Moon Jae-in in a precarious position. The arrest has raised concerns about the independence of the judiciary and the potential for political interference in the legal system. The coming days will be critical in determining the future of South Korea's democracy and the direction of President Moon's presidency.Brandon Nunez tosses 2 TD passes to help New Mexico State beat Middle Tennessee 36-21
In conclusion, the China International Barter Trading Center's signing launch ceremony in Beijing was a resounding success, laying the groundwork for a new era of innovation and collaboration in the field of barter trade services. With a strong commitment to excellence, transparency, and efficiency, the Center is poised to become a driving force in promoting sustainable economic growth and facilitating international trade cooperation through the power of barter trade.Romania PM fends off far-right challenge in presidential first round
So, why wait? Join us in the first-ever MarsCode AI Programming Challenge and let AI inspire your creativity like never before. Together, let's push the boundaries of what is possible and pave the way for a future where AI and human creativity go hand in hand to create truly groundbreaking innovations. Register today and embark on a journey of discovery, imagination, and endless possibilities with AI as your muse!
In conclusion, President Zelensky's revelation of over 40,000 Ukrainian soldiers killed in the conflict provides a somber reminder of the toll that war takes on individuals and families. The dispute over casualty figures between Russia and Ukraine underscores the complexities of the conflict and the challenges in attaining a peaceful resolution. It is imperative for both sides to prioritize transparency and accuracy in reporting casualties to foster trust and facilitate diplomatic efforts towards ending the conflict in eastern Ukraine.The decision by special counsel Jack Smith, who had fiercely sought to hold Mr Trump criminally accountable for his efforts to subvert the 2020 election, represented the end of the federal effort against the former president following his election victory this month despite the election-related cases and multiple other unrelated criminal charges against him. The move, announced in court papers, marks the end of the Justice Department’s landmark effort to hold Mr Trump accountable for what prosecutors called a criminal conspiracy to cling to power in the run-up to his supporters’ attack on the US Capitol on January 6 2021. In court papers, prosecutors said the Justice Department’s position “is that the Constitution requires that this case be dismissed before the defendant is inaugurated”. Mr Smith’s team emphasised that the move to abandon the prosecutions, in federal courts in Washington and Florida, was not a reflection of their view on the merits of the cases but rather a reflection of their commitment to longstanding department policy. “That prohibition is categorical and does not turn on the gravity of the crimes charged, the strength of the Government’s proof, or the merits of the prosecution, which the Government stands fully behind,” the prosecutors wrote in Monday’s court filing in the election interference case. The decision was expected after Mr Smith’s team began assessing how to wind down both the 2020 election interference case and the separate classified documents case in the wake of Mr Trump’s victory over Vice President Kamala Harris. The Justice Department believes Trump can no longer be tried in accordance with longstanding policy that says sitting presidents cannot be prosecuted. Mr Trump has cast both cases as politically motivated and has vowed to fire Mr Smith as soon as he takes office in January. The 2020 election case brought last year was once seen as one of the most serious legal threats facing the Republican as he vied to reclaim the White House. However, it quickly stalled amid legal fighting over Mr Trump’s sweeping claims of immunity from prosecution for acts he took while in the White House. The US Supreme Court in July ruled for the first time that former presidents have broad immunity from prosecution, and sent the case back to US District Judge Tanya Chutkan to determine which allegations in the indictment, if any, could proceed to trial. The case was just beginning to pick up steam again in the trial court in the weeks leading up to this year’s election. Mr Smith’s team filed a lengthy brief in October laying out new evidence they planned to use against him at trial, accusing him of “resorting to crimes” in an increasingly desperate effort to overturn the will over voters after he lost to President Joe Biden.Guangzhou, as a thriving hub of cross-border e-commerce in China, recently kicked off a series of roadshow events aimed at nurturing and promoting independent brands within the industry. The initiative, organized by the local government in collaboration with key industry players, seeks to empower aspiring entrepreneurs and innovators to establish their own distinctive brands in the competitive global market.
In conclusion, the inclusion of President Yoon Suk-yeol and 8 others on the arrest warrant list marks a turning point in South Korea's battle against corruption. It is a moment that will be remembered in the country's history as a crucial step towards ensuring transparency, accountability, and integrity in government.
In this challenging environment, Macron is under immense pressure to deliver tangible results and restore confidence in his leadership. The upcoming presidential election in 2022 looms large on the horizon, with Macron facing the prospect of a tough re-election campaign against a resurgent opposition.
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